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Texas Mortgage Lender - Kris Anderson
NMLS# 1201276

A Mortgage Lender You Can Trust

Looking for a great Texas Mortgage Lender?When you go through the motions of buying a property in Amarillo Texas or anywhere throughout the great State of Texas, you want someone with experience by your side every step of the way. As a certified mortgage lender since 2001, I go the extra mile while helping clients buy or refinance their Texas home loans. Contact me today to learn more about what I can do for you. We specialize in Texas home loans throughout the great State of Texas.  Amarillo, Lubbock, Austin, Houston, Dallas, Fort Worth and more!  Our online process and technology makes it easy to originate loans anywhere in Texas and in a very prompt manner. Most loans are closed in less than 30 days.  We offer Mortgage Assistance in Texas including First Time Home Buyer Programs in Texas.

Call: (806) 322-1413 Direct Office Number

email: kris@bocbanking.com

or reach out via the online chat

Kris Anderson NMLS# 1201276

BOC Bank NMLS# 761945

Apply Now

The New House

Types of Financing

Conventional Loans

  • As low as 3% down

  • Primary residence, 2nd homes and investments

  • Down to 620 credit score

  • Seller can pay up to 3% towards closing cost

  • Down Payment Assistance Programs Available

FHA Loans

  • Easier credit qualifying

  • Low 3.5% down payment

  • Great for first time homebuyers

  • Down to 580 credit score

  • Seller can pay up to 6% towards closing cost

  • Down Payment Assistance Programs Available

Jumbo Loans

  • As low as 10% down

  • No MI options

  • Fixed and adjustable rates

  • Down to 700 credit score

VA Loans

  • Zero down payment

  • Seller can pay up to 4% towards closing cost

  • Down to 580 credit score

USDA Loans

  • Zero down payment

  • Seller can pay up to 6% towards closing cost

  • Primary residence only

  • Income and location restrictions apply

  • Down to 600 credit score

Cash-Out Refinance Loans

  • Up to 80% LTV throughout Texas

  • Down to 620 credit score

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