Welcome to Your New Home Journey

 

At BOC Bank, we understand that buying your first home is a significant milestone. That's why we're excited to partner with Kris Anderson, a trusted Texas Mortgage Lender (NMLS# 1201276), to offer first-time homebuyer programs designed to make your dream of homeownership a reality.

 

What is a First-Time Homebuyer?

 

A first-time homebuyer is defined as someone who has not owned a home in the past three years. Even if only one of the borrowers meets this criterion, you can still qualify for our special programs. Our goal is to provide you with the support and resources you need to navigate the homebuying process with confidence.

 

Why Choose Kris Anderson and BOC Bank?

 

Kris Anderson and BOC Bank are committed to helping you achieve homeownership through personalized service, expert guidance, and exclusive benefits. Here's what sets us apart:

 

3% of Sales Price Up to $15,000 in Down Payment Assistance on Conventional Loans and 3.5% to 5% on FHA Loans.

 

one of the biggest challenges for first-time homebuyers is saving for a down payment. With our first-time homebuyer programs, you can receive up to $15,000 in down payment assistance on conventional loans. This significant financial boost can make all the difference in securing your new home.

 

Expert Guidance

 

Kris Anderson has over 21 years of experience helping first-time homebuyers navigate the mortgage process. He understands the unique challenges you face and is dedicated to providing you with the knowledge and support you need to make informed decisions. From pre-approval to closing, Kris will be with you every step of the way.

 

Flexible Qualification Requirements

 

We believe that owning a home should be accessible to more people. That's why our programs are designed with flexibility in mind. Even if only one of the borrowers qualifies as a first-time homebuyer, you can still take advantage of our special offers. This inclusive approach ensures that more families can achieve the dream of homeownership.

 

How to Get Started

 

Getting started on your journey to homeownership is easy with Kris Anderson and BOC Bank. Follow these simple steps:

 

Pre-Qualification: Contact Kris Anderson to discuss your financial situation and get pre-qualified for a mortgage. This step will give you a clear understanding of how much you can afford and what programs you may qualify for.

 

Explore Your Options:  Kris will help you explore the various first-time homebuyer programs available through BOC Bank. Together, you'll find the best fit for your needs and budget.

 

Secure Your Down Payment Assistance if Needed:

 

Once you've selected a program, Kris will guide you through the application process to secure your down payment assistance. This crucial step will help you move closer to your goal of homeownership.

 

Find Your Dream Home:

 

With your financing in place, you can start searching for your perfect home. Whether you're looking for a cozy starter home or a place to grow your family, Kris and BOC Bank will support you every step of the way.

 

Close on Your Home:

 

Once you've found your dream home, Kris will help you navigate the closing process. From finalizing your mortgage to signing the paperwork, we'll ensure a smooth and stress-free experience.

 

Start Your Home Buying Journey Today

 

Don't let the challenges of buying your first home hold you back. With the expert guidance of Kris Anderson and the valuable resources offered by BOC Bank, you can achieve your dream of homeownership. Contact us today to learn more about our first-time homebuyer programs and take the first step towards owning your new home.

 

Contact Information:

 

Kris Anderson, Texas Mortgage Lender NMLS# 1201276

Phone: 806-322-1413

Email: kris@bocbanking.com

BOC Bank NMLS# 761945

 

Embark on your home buying journey with confidence and ease, knowing that Kris Anderson and BOC Bank are here to support you every step of the way. Let's make your dream of homeownership a reality today!