Meet Kris Anderson — 25 Years of Texas Mortgage Lending Expertise
I didn't get into mortgage lending to push paperwork — I got into it to help people. Over the past 25 years as VP of Real Estate Lending at BOC Bank, I've had the privilege of guiding hundreds of Texas buyers through one of the most significant financial decisions of their lives. Based in Amarillo and lending throughout Texas, my approach has always been the same: educate first, lend second. When you understand the process, you make better decisions — and better decisions lead to better outcomes for your family's financial future.
Kris Anderson | NMLS #1201276 | BOC Bank NMLS #761945 | Equal Housing Lender All loans subject to credit approval. Down payment assistance programs subject to eligibility requirements.
Take the Free 60 second Texas Homebuyer Readiness Quiz to learn more.
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Dallas Home Loans | Kris Anderson, NMLS #1201276
Dallas Home Loans for All Types of Buyers!
Dallas is competitive, and buyers need strong pre-approvals and reliable loan options. As a Texas Mortgage Loan Officer (NMLS #1201276), Kris helps Dallas families, first-time buyers, and relocating professionals get the mortgage they need with confidence.
Best Mortgage Options in Dallas
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Dallas Texas Conventional Loans – Popular in Dallas’ competitive market
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Dallas Texas FHA Loans – Lower down payments
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Dallas Texas VA Loans – Excellent benefits for veterans
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Dallas Texas USDA Loans – Available in outskirts
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Dallas Texas Down Payment Assistance Programs
Why Dallas Homebuyers Choose Kris Anderson
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Dallas Texas mortgage expertise
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Competitive pre-approvals
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Clear, quick communication
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Trusted guidance for all loan types
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Family-focused service
Buying a Home in Dallas?
Kris helps Dallas buyers close with confidence and peace of mind.
Your Trusted Dallas Mortgage Partner | FHA, VA, Conventional, Jumbo & First-Time Buyer Loans
Why Choose Us for Your Dallas Home Loan?
Buying a home in Dallas? Whether you're a first-time buyer in Deep Ellum, upgrading in Highland Park, or relocating to Plano — we’re here to make the mortgage process smooth, fast, and stress-free.
✅ Local Dallas Experts
✅ Fast Pre-Approvals (Same-Day in Most Cases)
✅ Competitive Rates Across All Loan Types
✅ Personalized Support from Start to Close
“I got pre-approved in less than 24 hours and closed faster than I ever expected! Highly recommend for anyone buying in Dallas.”
— Jennifer R., Dallas TX
Call: (806) 322-1413 Direct Office Number
email: kris@bocbanking.com
or reach out via the online chat
Kris Anderson NMLS# 1201276
BOC Bank NMLS# 761945
📍 We Serve All of Dallas–Fort Worth
From downtown Dallas to surrounding suburbs like:
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Plano
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Richardson
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McKinney
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Irving
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Garland
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Frisco
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Carrollton
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and beyond...
We’ve helped many Texans buy and refinance homes across the DFW area.
🧭 The Mortgage Process – Simple & Streamlined
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Apply Online or Call Us – Fast, secure application
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Get Pre-Approved – Know what you qualify for (often same-day)
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Lock Your Rate – Competitive Dallas mortgage rates
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Close Fast – We handle everything, so you don’t have to stress
Types of Financing
Conventional Loans
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As low as 3% down
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Primary residence, 2nd homes and investments
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Down to 620 credit score
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Seller can pay up to 3% towards closing cost
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FHA Loans
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Easier credit qualifying
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Low 3.5% down payment
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Great for first time homebuyers
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Down to 580 credit score
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Seller can pay up to 6% towards closing cost
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Down Payment Assistance Programs Available
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Jumbo Loans
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As low as 10% down
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No MI options
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Fixed and adjustable rates
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Down to 700 credit score
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VA Loans
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Zero down payment
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Seller can pay up to 4% towards closing cost
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Down to 580 credit score
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USDA Loans
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Zero down payment
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Seller can pay up to 6% towards closing cost
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Primary residence only
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Income and location restrictions apply
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Down to 600 credit score
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Cash-Out Refinance Loans
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Up to 80% LTV throughout Texas
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Down to 620 credit score