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Dallas Home Loans | Kris Anderson, NMLS #1201276

 

Dallas Home Loans for All Types of Buyers!

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Dallas is competitive, and buyers need strong pre-approvals and reliable loan options. As a Texas Mortgage Loan Officer (NMLS #1201276), I help Dallas families, first-time buyers, and relocating professionals get the mortgage they need with confidence.

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Best Mortgage Options in Dallas

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  • Dallas Texas Conventional Loans – Popular in Dallas’ competitive market

  • Dallas Texas FHA Loans – Lower down payments

  • Dallas Texas VA Loans – Excellent benefits for veterans

  • Dallas Texas USDA Loans – Available in outskirts

  • Dallas Texas Down Payment Assistance Programs

 

Why Dallas Homebuyers Choose Kris Anderson

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  • Dallas Texas mortgage expertise

  • Competitive pre-approvals

  • Clear, quick communication

  • Trusted guidance for all loan types

  • Family-focused service

 

Buying a Home in Dallas?

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I help Dallas buyers close with confidence and peace of mind.

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Apply Now

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Book a Private Call on My Calendar

Your Trusted Dallas Mortgage Partner | FHA, VA, Conventional, Jumbo & First-Time Buyer Loans

Why Choose Us for Your Dallas Home Loan?

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Buying a home in Dallas? Whether you're a first-time buyer in Deep Ellum, upgrading in Highland Park, or relocating to Plano — we’re here to make the mortgage process smooth, fast, and stress-free.

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✅ Local Dallas Experts
✅ Fast Pre-Approvals (Same-Day in Most Cases)
✅ Competitive Rates Across All Loan Types
✅ Personalized Support from Start to Close

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“I got pre-approved in less than 24 hours and closed faster than I ever expected! Highly recommend for anyone buying in Dallas.”
— Jennifer R., Dallas TX​

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Call: (806) 322-1413 Direct Office Number

email: kris@bocbanking.com

or reach out via the online chat

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Kris Anderson NMLS# 1201276

BOC Bank NMLS# 761945

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​Apply Now

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📍 We Serve All of Dallas–Fort Worth

From downtown Dallas to surrounding suburbs like:

  • Plano

  • Richardson

  • McKinney

  • Irving

  • Garland

  • Frisco

  • Carrollton

  • and beyond...

We’ve helped many Texans buy and refinance homes across the DFW area.

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🧭 The Mortgage Process – Simple & Streamlined

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  • Apply Online or Call Us – Fast, secure application

  • Get Pre-Approved – Know what you qualify for (often same-day)

  • Lock Your Rate – Competitive Dallas mortgage rates

  • Close Fast – We handle everything, so you don’t have to stress

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The New House

Types of Financing

Conventional Loans

  • As low as 3% down

  • Primary residence, 2nd homes and investments

  • Down to 620 credit score

  • Seller can pay up to 3% towards closing cost

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FHA Loans

  • Easier credit qualifying

  • Low 3.5% down payment

  • Great for first time homebuyers

  • Down to 580 credit score

  • Seller can pay up to 6% towards closing cost

  • Down Payment Assistance Programs Available

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Jumbo Loans

  • As low as 10% down

  • No MI options

  • Fixed and adjustable rates

  • Down to 700 credit score

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VA Loans

  • Zero down payment

  • Seller can pay up to 4% towards closing cost

  • Down to 580 credit score

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USDA Loans

  • Zero down payment

  • Seller can pay up to 6% towards closing cost

  • Primary residence only

  • Income and location restrictions apply

  • Down to 600 credit score

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Cash-Out Refinance Loans

  • Up to 80% LTV throughout Texas

  • Down to 620 credit score

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