


Dallas Mortgage Lender - Kris Anderson
NMLS# 1201276
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Your Trusted Dallas Mortgage Partner | FHA, VA, Conventional, Jumbo & First-Time Buyer Loans
Why Choose Us for Your Dallas Home Loan?
Buying a home in Dallas? Whether you're a first-time buyer in Deep Ellum, upgrading in Highland Park, or relocating to Plano — we’re here to make the mortgage process smooth, fast, and stress-free.
✅ Local Dallas Experts
✅ Fast Pre-Approvals (Same-Day in Most Cases)
✅ Competitive Rates Across All Loan Types
✅ Personalized Support from Start to Close
“I got pre-approved in less than 24 hours and closed faster than I ever expected! Highly recommend for anyone buying in Dallas.”
— Jennifer R., Dallas TX
🏡 Mortgage Loan Programs Available in Dallas
✔️ Conventional Loans
Great for buyers with good credit and solid income. Ideal for homes in Frisco, Addison, and Uptown.
✔️ FHA Loans
Low down payment options and easier qualifying. Perfect for first-time buyers in Oak Cliff or Garland.
✔️ VA Loans
100% financing for veterans and active-duty military. Serving the entire DFW Metroplex with pride.
✔️ Jumbo Loans
For high-value properties in Highland Park, University Park, and North Dallas.
✔️ Refinance Options
Looking to lower your monthly payment or tap into home equity? Let’s review your Dallas refinance options.
Call: (806) 322-1413 Direct Office Number
email: kris@bocbanking.com
or reach out via the online chat
Kris Anderson NMLS# 1201276
BOC Bank NMLS# 761945
📍 We Serve All of Dallas–Fort Worth
From downtown Dallas to surrounding suburbs like:
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Plano
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Richardson
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McKinney
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Irving
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Garland
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Frisco
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Carrollton
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and beyond...
We’ve helped thousands of Texans buy and refinance homes across the DFW area.
🧭 The Mortgage Process – Simple & Streamlined
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Apply Online or Call Us – Fast, secure application
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Get Pre-Approved – Know what you qualify for (often same-day)
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Lock Your Rate – Competitive Dallas mortgage rates
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Close Fast – We handle everything, so you don’t have to stress

Types of Financing
Conventional Loans
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As low as 3% down
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Primary residence, 2nd homes and investments
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Down to 620 credit score
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Seller can pay up to 3% towards closing cost
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FHA Loans
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Easier credit qualifying
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Low 3.5% down payment
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Great for first time homebuyers
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Down to 580 credit score
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Seller can pay up to 6% towards closing cost
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Down Payment Assistance Programs Available
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Jumbo Loans
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As low as 10% down
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No MI options
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Fixed and adjustable rates
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Down to 700 credit score
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VA Loans
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Zero down payment
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Seller can pay up to 4% towards closing cost
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Down to 580 credit score
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USDA Loans
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Zero down payment
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Seller can pay up to 6% towards closing cost
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Primary residence only
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Income and location restrictions apply
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Down to 600 credit score
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Cash-Out Refinance Loans
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Up to 80% LTV throughout Texas
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Down to 620 credit score