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Dallas Mortgage Lender - Kris Anderson
NMLS# 1201276
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Your Trusted Dallas Mortgage Partner | FHA, VA, Conventional, Jumbo & First-Time Buyer Loans

Why Choose Us for Your Dallas Home Loan?

Buying a home in Dallas? Whether you're a first-time buyer in Deep Ellum, upgrading in Highland Park, or relocating to Plano — we’re here to make the mortgage process smooth, fast, and stress-free.

✅ Local Dallas Experts
✅ Fast Pre-Approvals (Same-Day in Most Cases)
✅ Competitive Rates Across All Loan Types
✅ Personalized Support from Start to Close

“I got pre-approved in less than 24 hours and closed faster than I ever expected! Highly recommend for anyone buying in Dallas.”
— Jennifer R., Dallas TX

🏡 Mortgage Loan Programs Available in Dallas

✔️ Conventional Loans

Great for buyers with good credit and solid income. Ideal for homes in Frisco, Addison, and Uptown.

✔️ FHA Loans

Low down payment options and easier qualifying. Perfect for first-time buyers in Oak Cliff or Garland.

✔️ VA Loans

100% financing for veterans and active-duty military. Serving the entire DFW Metroplex with pride.

✔️ Jumbo Loans

For high-value properties in Highland Park, University Park, and North Dallas.

✔️ Refinance Options

Looking to lower your monthly payment or tap into home equity? Let’s review your Dallas refinance options.

Call: (806) 322-1413 Direct Office Number

email: kris@bocbanking.com

or reach out via the online chat

Kris Anderson NMLS# 1201276

BOC Bank NMLS# 761945

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📍 We Serve All of Dallas–Fort Worth

From downtown Dallas to surrounding suburbs like:

  • Plano

  • Richardson

  • McKinney

  • Irving

  • Garland

  • Frisco

  • Carrollton

  • and beyond...

We’ve helped thousands of Texans buy and refinance homes across the DFW area.

🧭 The Mortgage Process – Simple & Streamlined

  • Apply Online or Call Us – Fast, secure application

  • Get Pre-Approved – Know what you qualify for (often same-day)

  • Lock Your Rate – Competitive Dallas mortgage rates

  • Close Fast – We handle everything, so you don’t have to stress

The New House

Types of Financing

Conventional Loans

  • As low as 3% down

  • Primary residence, 2nd homes and investments

  • Down to 620 credit score

  • Seller can pay up to 3% towards closing cost

FHA Loans

  • Easier credit qualifying

  • Low 3.5% down payment

  • Great for first time homebuyers

  • Down to 580 credit score

  • Seller can pay up to 6% towards closing cost

  • Down Payment Assistance Programs Available

Jumbo Loans

  • As low as 10% down

  • No MI options

  • Fixed and adjustable rates

  • Down to 700 credit score

VA Loans

  • Zero down payment

  • Seller can pay up to 4% towards closing cost

  • Down to 580 credit score

USDA Loans

  • Zero down payment

  • Seller can pay up to 6% towards closing cost

  • Primary residence only

  • Income and location restrictions apply

  • Down to 600 credit score

Cash-Out Refinance Loans

  • Up to 80% LTV throughout Texas

  • Down to 620 credit score

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