


San Antonio Lender - Kris Anderson
NMLS# 1201276
Apply Now
Your Trusted San Antonio Mortgage Partner | FHA, VA, Conventional, Jumbo & First-Time Buyer Loans
Why Choose Us for Your San Antonio Home Loan?
Buying a home in San Antonio? Whether you're a first-time buyer in Live Oak, upgrading in Alamo Heights, or relocating to Canyon Lake — we’re here to make the mortgage process smooth, fast, and stress-free.
✅ Local San Antonio Experts
✅ Fast Pre-Approvals (Same-Day in Most Cases)
✅ Competitive Rates Across All Loan Types
✅ Personalized Support from Start to Close
“I got pre-approved quickly and Kris walked me through the entire process. Highly recommend for anyone buying in San Antonio.”
— Stephen S., San Antonio TX
🏡 Mortgage Loan Programs Available in San Antonio
✔️ Conventional Loans
Great for buyers with good credit and solid income. Ideal for homes in Alamo Heights, Stone Oak, and Alamo Ranch.
✔️ FHA Loans
Low down payment options and easier qualifying. Perfect for first-time buyers in Dignowity Hill or Wolf Creek.
✔️ VA Loans
100% financing for veterans and active-duty military. Serving the entire San Antonio Metroplex with pride.
✔️ Jumbo Loans
For high-value properties in Hill Country Village, Olmos Park, and Stone Oak.
✔️ Refinance Options
Looking to lower your monthly payment or tap into home equity? Let’s review your San Antonio refinance options.
Call: (806) 322-1413 Direct Office Number
email: kris@bocbanking.com
or reach out via the online chat
Kris Anderson NMLS# 1201276
BOC Bank NMLS# 761945
📍 We Serve All of San Antonio
From downtown San Antonio to surrounding suburbs like:
-
Alamo Heights
-
Helotes
-
Cibolo
-
Schertz
-
Boerne
-
Converse
-
New Braunfels
-
and beyond...
We’ve helped tons of Texans buy and refinance homes across the San Antonio area.
🧭 The Mortgage Process – Simple & Streamlined
-
Apply Online or Call Us – Fast, secure application
-
Get Pre-Approved – Know what you qualify for (often same-day)
-
Lock Your Rate – Competitive San Antonio mortgage rates
-
Close Fast – We handle everything, so you don’t have to stress

Types of Financing
Conventional Loans
-
As low as 3% down
-
Primary residence, 2nd homes and investments
-
Down to 620 credit score
-
Seller can pay up to 3% towards closing cost
-
FHA Loans
-
Easier credit qualifying
-
Low 3.5% down payment
-
Great for first time homebuyers
-
Down to 580 credit score
-
Seller can pay up to 6% towards closing cost
-
Down Payment Assistance Programs Available
-
Jumbo Loans
-
As low as 10% down
-
No MI options
-
Fixed and adjustable rates
-
Down to 700 credit score
-
VA Loans
-
Zero down payment
-
Seller can pay up to 4% towards closing cost
-
Down to 580 credit score
-
USDA Loans
-
Zero down payment
-
Seller can pay up to 6% towards closing cost
-
Primary residence only
-
Income and location restrictions apply
-
Down to 600 credit score
-
Cash-Out Refinance Loans
-
Up to 80% LTV throughout Texas
-
Down to 620 credit score