Amarillo Home Loans | Kris Anderson, NMLS #1201276
Amarillo, Texas Home Loans Made Simple.
Buying a home in Amarillo is easier when you have a mortgage loan officer who understands the Texas Panhandle market. As a Texas Mortgage Loan Officer (NMLS #1201276), I help Amarillo families, veterans, and first-time buyers get the right loan with fast pre-approvals and clear communication.
Popular Mortgage Programs in Amarillo
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Amarillo Texas FHA Loans – Great for lower down payments
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Amarillo Texas VA Loans – Perfect for Amarillo’s strong military community
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Amarillo Texas USDA Loans – Many surrounding areas qualify for $0 down
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Amarillo Texas Conventional Loans – Best rates for qualified buyers
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Amarillo Texas First-Time Homebuyer Programs – Including down payment assistance
Why Amarillo Homebuyers Choose Kris Anderson
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Local Amarillo Texas mortgage expertise
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Fast pre-approvals
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Clear loan options without confusion
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Veteran-friendly guidance
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Trusted by Amarillo families
Ready to Buy a Home in Amarillo?
I help you secure the right Amarillo mortgage quickly and confidently.
Your Trusted Amarillo Mortgage Lender – Helping First-Time Homebuyers & Beyond
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Personalized Guidance – Tailored mortgage solutions for every buyer.
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Local Expertise – Deep knowledge of Amarillo & the Texas Panhandle housing markets.
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Full Range of Loans – FHA, VA, USDA, conventional, jumbo, and refinancing options.
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Competitive Rates & Terms – Helping you save money while achieving homeownership.
Buying your first home in Amarillo? Kris specializes in making it easy:
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Low down payment options
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FHA, VA, USDA, and conventional loans
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Step-by-step mortgage guidance
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Down payment assistance programs
Buying a home in Amarillo? Whether you're a first-time buyer or a seasoned buyer Kris is here to help. We are here to make the mortgage process smooth, fast, and stress-free.
✅ Local Amarillo Experts
✅ Fast Pre-Approvals (Same-Day in Most Cases)
✅ Competitive Rates Across All Loan Types
✅ Personalized Support from Start to Close
"Kris was so amazing in helping us buy our new home! This was our first time and we had so many questions, but Kris was patient and made sure we understood the whole process. He put so much time into walking us through everything and making sure we got the best rates. From start to finish, it was just the best experience" Lauren G.
Call: (806) 322-1413 Direct Office Number
email: kris@bocbanking.com
or reach out via the online chat
Kris Anderson NMLS# 1201276
BOC Bank NMLS# 761945
📍 We Serve All of Amarillo Texas
🧭 The Mortgage Process – Simple & Streamlined
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Apply Online or Call Us – Fast, secure application
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Get Pre-Approved – Know what you qualify for (often same-day)
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Lock Your Rate – Competitive Amarillo mortgage rates
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Close Fast – We handle everything, so you don’t have to stress
Types of Financing
Conventional Loans
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As low as 3% down
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Primary residence, 2nd homes and investments
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Down to 620 credit score
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Seller can pay up to 3% towards closing cost
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FHA Loans
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Easier credit qualifying
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Low 3.5% down payment
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Great for first time homebuyers
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Down to 580 credit score
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Seller can pay up to 6% towards closing cost
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Down Payment Assistance Programs Available
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Jumbo Loans
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As low as 10% down
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No MI options
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Fixed and adjustable rates
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Down to 700 credit score
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VA Loans
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Zero down payment
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Seller can pay up to 4% towards closing cost
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Down to 580 credit score
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USDA Loans
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Zero down payment
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Seller can pay up to 6% towards closing cost
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Primary residence only
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Income and location restrictions apply
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Down to 600 credit score
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Cash-Out Refinance Loans
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Up to 80% LTV throughout Texas
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Down to 620 credit score