top of page
Bathroom
BOC_4Color.jpg
download.png

Killeen Home Loans | Kris Anderson, NMLS #1201276

​

Killeen Home Loans for Military Families & Texas Buyers

​

Serving the homebuyers of Killeen—especially military families near Fort Cavazos—is a priority. As a Texas Mortgage Loan Officer (NMLS #1201276), I specialize in VA loans and first-time homebuyer programs that help families get approved quickly.

Top Mortgage Options in Killeen

​

  • VA Loans – Ideal for active-duty military & veterans

  • FHA Loans – Lenient credit and down payment requirements

  • Conventional Loans – Flexible with strong credit

  • USDA Loans – Many outskirts qualify for $0 down

  • Down Payment Assistance Programs

  • ​

Why Killeen Homebuyers Work With Me

​

  • Expert in VA and military-support loans

  • Simple pre-approval process

  • Fast communication

  • Texas-specific loan expertise

  • Family-focused guidance

 

Buying a Home in Killeen?

​

I make the mortgage process fast, affordable, and stress-free.

​

Apply Now

​

Book a Private Call on my Calendar

​
 

Your Trusted Killeen Mortgage Lender – Helping First-Time Homebuyers & Beyond

​​

  • Personalized Guidance – Tailored mortgage solutions for every buyer.

  • Local Expertise – Deep knowledge of Killeen & Central Texas housing markets.

  • Full Range of Loans – FHA, VA, USDA, conventional, jumbo, and refinancing options.

  • Competitive Rates & Terms – Helping you save money while achieving homeownership.

Buying your first home in Killeen? Kris specializes in making it easy:

 

  • Low down payment options

  • FHA, VA, USDA, and conventional loans

  • Step-by-step mortgage guidance

  • Down payment assistance programs

​

​

Buying a home in Killeen? Whether you're a first-time buyer or a seasoned buyer Kris is here to help. We are here to make the mortgage process smooth, fast, and stress-free.

​

✅ Local Killeen Experts
✅ Fast Pre-Approvals (Same-Day in Most Cases)
✅ Competitive Rates Across All Loan Types
✅ Personalized Support from Start to Close

​

"Kris made buying our first home stress-free! We got pre-approved quickly and felt supported the whole time." – Sarah & James, Killeen
​

​

​

Call: (806) 322-1413 Direct Office Number

email: kris@bocbanking.com

or reach out via the online chat

​

Kris Anderson NMLS# 1201276

BOC Bank NMLS# 761945

​

​Apply Now

​

📍 We Serve All of Killeen Texas

​

​

🧭 The Mortgage Process – Simple & Streamlined

​

  • Apply Online or Call Us – Fast, secure application

  • Get Pre-Approved – Know what you qualify for (often same-day)

  • Lock Your Rate – Competitive Killeen mortgage rates

  • Close Fast – We handle everything, so you don’t have to stress

​

The New House

Types of Financing

Conventional Loans

  • As low as 3% down

  • Primary residence, 2nd homes and investments

  • Down to 620 credit score

  • Seller can pay up to 3% towards closing cost

  • ​

FHA Loans

  • Easier credit qualifying

  • Low 3.5% down payment

  • Great for first time homebuyers

  • Down to 580 credit score

  • Seller can pay up to 6% towards closing cost

  • Down Payment Assistance Programs Available

  • ​

Jumbo Loans

  • As low as 10% down

  • No MI options

  • Fixed and adjustable rates

  • Down to 700 credit score

  • ​

VA Loans

  • Zero down payment

  • Seller can pay up to 4% towards closing cost

  • Down to 580 credit score

  • ​

USDA Loans

  • Zero down payment

  • Seller can pay up to 6% towards closing cost

  • Primary residence only

  • Income and location restrictions apply

  • Down to 600 credit score

  • ​

Cash-Out Refinance Loans

  • Up to 80% LTV throughout Texas

  • Down to 620 credit score

​

​

bottom of page